Features built for power users
Talero adapts to you — from basic expense tracking to a complex financial system. Complexity is strictly opt-in. Advanced modules are turned off by default, giving you full control to enable only what you need and hide the rest.
Why you'll love Talero
Built for power users who want full control over their financial data.
- Your data, your rules: No forced templates. Build custom category trees and Pivot Lab dashboards.
- Automate the boring stuff: Import rules you can rely on, and a clear view of your data.
- Privacy by design: No broken bank connections or third-party data sharing. You upload, you control.
Data Sovereignty & Agnostic Imports
Format-agnostic parsing
Import anything. Whether it's a custom Excel workbook, a messy CSV, or a standard bank PDF statement, Talero's engine reads the headers and extracts the data seamlessly.
Custom Excel Imports
Pre-fill categories or tags in your spreadsheet. Map your columns during import and Talero will accurately assign your custom values.
Smart Column Mapping
The app tries to auto-detect dates, amounts, and formats. If it misses, you can easily map the columns yourself and save it as a quick rule for future imports of that specific format.
Zero third-party syncing
We don't link via Bank APIs. That means 100% data privacy, no broken syncs, and no expired tokens. You upload, you control.
Advanced Automation & Logical Rules
Automate Transaction Categorization
Stop categorizing by hand. Build matching rules using hard logic (AND, OR, NOT) to automatically categorize incoming transactions. If the word 'Lidl' appears in a note, the system instantly assigns it to 'Supermarket'. You can create these rules on the fly.
Pragmatic AI
Turn AI on or off for every import — always your call. Confirm a suggestion once and it becomes a permanent rule that runs locally next time, no AI involved. Turn AI off entirely and only your own rules run.
Financial Engineering & Modeling
Infinite category trees
Break down your spending exactly how your brain works. Build nested category trees up to 5 levels deep.
Multi-currency
Record expenses in 10+ supported major currencies. Talero converts them to your workspace base currency to keep charts consistent.
Isolate Cashflow
Mark specific categories (like loans) purely as 'cashflow' so they don't skew your real income and expense metrics. You can even customize the start of your fiscal year.
Account Classification
Classify each account as Cash & spendable, Investments & property, or Credit & loans. It's what makes your cash flow and net worth numbers actually correct.
Net Worth Controls
Exclude any account from net worth with one toggle, or archive an old one — its history and contribution to net worth stay intact either way.
Granular Tags
Use tags to track projects, trips, or shared events that cut across your entire category tree — without restructuring how you categorize.
Transaction Splitting
Easily divide a single receipt across multiple different categories.
Powerful Budgets
Track your spending against your financial goals. Set limits for specific categories or entire groups—either as a fixed amount or as a dynamic percentage of your income.
Accounts & Transfers
Precise date filtering and matching with an existing transfer.
Workspaces & Collaboration
Multiple Workspaces
Keep your personal finances, business, or side projects strictly separated. Create independent workspaces under a single account.
Sharing & User Roles
Share your workspace with a partner, team, or accountant. Assign strict access levels like Editor or Read-Only.
Freelance Tools
Tools for Freelancers
Track counterparties (clients/vendors), separate VAT from net amounts, and store references directly on transactions.
Analytics & Dashboards
The Pivot Lab
Your analytical engine. Stop relying on static charts and build your own custom visualizations, KPI cards, and trend lines using powerful data filters.
Saved Charts Library
Save your custom Pivot Lab creations into your personal library. Revisit, tweak, or organize them without cluttering your main views.
Custom Dashboards
Pin your saved charts and KPIs to fully customizable grid dashboards to create your ultimate financial command center.
Quick Cashflow Widget
Want instant insights? Drop our predefined Cashflow Widget onto your dashboard to immediately track your monthly income, expenses, and top categories.
Net Worth Widgets
Add your total net worth, its trend, and a breakdown by cash, investments, and debt to your dashboard in one click.
Ready to see if Talero fits your workflow?
Try it for free