Changelog

Pivot Lab is our custom report builder, and until now it asked you to configure everything yourself — grouping, filters, chart type — all at once. There is now a guided, step-by-step assistant: it asks what you want to see ("Spending", "Income", "Cashflow", or "Net worth"), what part of your data it should cover (all of it, or just certain accounts, categories, or tags), how you would like to view it (a trend over time, a breakdown, or a ranking), and which time period to use. Answer four short questions and Talero builds the report for you, fully editable afterwards. The manual, advanced editor is still there for anyone who prefers full control from the start.

Beyond the new assistant, we reorganized Pivot Lab's manual editor itself — related controls are grouped together, advanced options stay out of the way until you need them, and it is generally easier to see, at a glance, what your report is currently doing.

The window that opens when you start an import — uploading your file, mapping columns, and reviewing rows before they become transactions — has been redesigned around a clearer flow. Each step is now easier to follow, settings that used to be scattered are grouped logically, and the preview shows more clearly what will happen once you confirm.

Finding the transactions you're looking for is now much more direct. Filters live as clear, removable chips above the table, a single search box covers text and amounts, and switching between tabs (all transactions, drafts, duplicates, and more) is smoother and better labeled. Overall, day-to-day transaction management — reviewing, editing, and organizing your entries — should feel noticeably lighter.

If you rely on automation rules to sort incoming transactions, you can now filter the rule list directly — by what the rule looks for or what it assigns — instead of scrolling through everything you've built over time. This makes it much faster to find and adjust a specific rule as your rule set grows.

Instead of relying on fixed charts you cannot change, you build your own views. You can freely group, aggregate, and filter data, and drill down to specific transactions at any time. Analyze your cashflow, profit and loss (P&L), or net worth trends. Charts support monthly, weekly, and daily averages, offering various visual types — from bar and line charts to waterfalls, treemaps, pivot tables, and quick KPI indicators.

Assemble your overview screen using the charts and metrics that matter most to you. Save your favorite views to your library and reuse them anytime. We have also prepared ready-made cards (widgets) that instantly show your monthly income and expenses, your net worth, or how you are tracking against your budgets.

Record payments into nested categories (up to 5 levels deep), use tags for specific projects or trips, split a single receipt across multiple categories, and transfer money between accounts. You can isolate specific movements, like loan drawdowns, so they don't distort your standard income and expenses. You can always export your data to Excel or CSV and set a custom start for your fiscal year.

Classify each account by its type — whether it's liquid cash, investments and property, or loans and liabilities. Talero automatically maintains the historical trajectory of your balances. When an investment's value changes, you can record this revaluation (unrealized gain/loss) separately so it doesn't mix with your actual daily cashflow. You can archive historical accounts or exclude them from your total net worth without losing any data.

We don't connect directly to your bank accounts — you upload the files yourself, keeping your bank login credentials strictly private. We process common formats: Excel, CSV, OFX, European standard files (camt), and bank PDFs. You only need to map your columns once. Transactions are then automatically sorted using logical rules (e.g., "if the note contains Lidl, assign to Groceries"). Optionally, you can enable AI assistance to read PDFs and suggest categories. Once you approve a suggestion, it becomes a standard local rule.

Set limits for specific categories or entire groups — either as a fixed amount or as a percentage of your income. The app supports recording transactions in over ten major global currencies. Amounts are automatically converted into your workspace's base currency, ensuring your charts remain consistent.

The application won't overwhelm you with features you don't use. You can enable multiple accounts, tags, counterparties (clients/vendors), VAT handling, invoice reference numbers, or tax-deductible flags only when you actually need them.

Under a single login, you can maintain separate workspaces for your personal finances, a side project, and your business. You can invite a partner or an accountant to a workspace with editor or view-only rights. For business owners, we provide tools to track counterparties, VAT rates, and invoice reference numbers.

The interface is available in English, Czech, and Slovak. You can install the application as a PWA (Progressive Web App) directly from your browser to your desktop or phone home screen without needing an app store. Your data is securely hosted on servers within the European Union. Connections are encrypted, we do not store passwords in plain text, and you can secure your access with two-factor authentication (2FA). User data across different workspaces is strictly isolated.